Barid Pay

Barid Pay is a mobile payment account that puts everyday financial services on your phone so you can send and receive money, pay merchants, top up mobile credit and view balances anytime. The app offers instant, secure access to a free payment account with three tiers: Maly (cap 200 dh), Maly+ (cap 5,000 dh) and Maly Premium (cap 20,000 dh); the basic Maly account opens directly in the app while higher limits require a visit to a Barid Cash branch. The service also supports merchant tools and uses encryption to protect your data.

Key Features

⭐ Open a Barid Pay account in minutes with three tiered balances: Maly via the app and Maly+ or Maly Premium available at branches.

⭐ Feed your account and withdraw cash at Barid Cash agencies or through the network of field agents.

⭐ Send transfers mobile-to-mobile, to other payment or bank accounts, or generate a code to cash out at agencies or ATMs.

⭐ Pay merchants by phone number or QR code, settle bills and recharge prepaid phones directly from the app.

⭐ Check real-time balances and review a full history of your operations for easy tracking.

⭐ Access agency geolocation, assistance and the FAQ without entering access codes; merchants can use Barid Pay Pro to handle sales and customer transactions.

Advantages

✅ Free and obligation-free subscription so you can start using basic services immediately.

✅ 24/7 access from your mobile for transfers, payments and account monitoring.

✅ Strong data protection and encryption provide secure handling of payments and personal information.

✅ Merchant features let businesses accept payments, cash sales and manage customer transactions without upfront investment.

Disadvantages

❎ The basic Maly account has a low balance cap (200 dh), which may be limiting for frequent users.

❎ Higher balance limits (Maly+ and Maly Premium) require a branch visit to upgrade.

❎ Cash deposits and withdrawals must be made through Barid Cash agencies or agents, not any ATM or bank branch.